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FinTech

UPI processed 228 billion transactions in 2025. We build secure, RBI-compliant fintech for lending, payments, and wealth management.

Discuss Your FinTech Project
What We Deliver

FinTech Capabilities

Specialized solutions designed for the fintech sector.

Digital Lending Platforms
Payment Gateways
Wealth Management
KYC & Compliance
Pain Points

Challenges in FinTech

We understand the real obstacles your industry faces.

RBI & SEBI Compliance

India's financial regulatory framework is evolving rapidly. Non-compliance with RBI lending guidelines or SEBI regulations can result in licence revocation and heavy penalties.

Fraud and Security Risk

UPI fraud, account takeover, and synthetic identity fraud are growing threats that erode user trust and force expensive remediation.

Credit Access for the Underserved

UPI's 500 million+ users generate verifiable payment histories, enabling banks and fintechs to lend at broader risk ranges. Building credit models for thin-file customers requires alternative data and ML-driven approaches.

Our Approach

How TechPillow Helps

Purpose-built solutions that address fintech's toughest challenges.

Digital Lending Platforms

End-to-end NBFC and lending platform development with bureau integration, rule-based underwriting, and RBI-compliant disbursement flows.

UPI & Payment Integration

Payment gateway integration and UPI stack implementation for the world's largest real-time payments network — 21.6 billion transactions in December 2025 alone. PhonePe, Google Pay, and Paytm integrations included.

KYC & AML Automation

Aadhaar eKYC, Video KYC, PAN verification, and automated AML screening to reduce onboarding friction while meeting regulatory requirements.

Fraud Detection

Real-time transaction monitoring and ML-based anomaly detection to flag and block fraudulent activity before it completes.

Wealth & Investment Platforms

Mutual fund distribution, portfolio management, and robo-advisory platforms built for SEBI-registered investment advisors.

Technology

Tech Stack

The tools and technologies we use for fintech projects.

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</>Java
</>PostgreSQL
</>Redis
</>AWS
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Ready to Transform Your FinTech Business?

Let's discuss how technology can solve your industry's biggest challenges.

Book a Free Strategy Call